This is a very luxurious goat milk lotion with colloidal oatmeal, sweet almond oil, and apricot oil. This will love on your skin and keep it soft and hydrated. I added 20% non-nano particle Zinc Oxide for safe, non toxic safety in the sun. I am unable to give you an accurate SPF as I have not had it tested by the FDA. I have wrote an article about my sunscreen vs. commercial sunscreens on my blog page. Its a must see for anyone who takes skin care seriously.